Starter
$129+ state fees
For founders who want a clean US LLC filed without extras.
- US LLC filing (state fee separate)
- No EIN included — self-file with the IRS, or add for $49
- Guided founder intake
- Order tracking
- Document checklist
For Filipino founders
Form a US LLC from the Philippines and settle in dollars.
Stripe does not support businesses incorporated in the Philippines, and PayMongo converts USD card payments to pesos on the way in. A Wyoming LLC with an EIN is how Filipino founders reach dollar settlement — and BSP explicitly permits outward investment.
No charge until secure checkout. State fees shown before payment.
Not supported
Stripe in the Philippines
PH is absent from Stripe's country list
PHP settlement
PayMongo USD cards
Accepts USD, converts to pesos
Permitted
Outward investment
No prior BSP approval needed
Why Filipino founders need a US LLC
The challenges of building globally from Philippines.
Stripe does not support Philippine businesses — despite what some sites claim
The Philippines does not appear anywhere on Stripe's official availability page; only India and Indonesia carry preview status. Several formation services state that Stripe Philippines is "invite-only preview" and cite a Stripe legal page for it — that page is dated June 2017 and names a Stripe entity that no longer handles this. It is a stale artifact, not evidence. If a competitor tells you Stripe PH is available on request, check Stripe's own country page before you buy anything.
PayMongo accepts dollars but pays you in pesos
PayMongo's own documentation states it accepts Visa and Mastercard payments denominated in US dollars and then automatically converts the amount to PHP at the current exchange rate — and USD acceptance requires requesting access from their team. So you can price in dollars, but the money arrives as pesos with a conversion taken out.
The domestic rails are peso-only by design
InstaPay and PESONet are domestic peso systems. They work well for Philippine customers and do nothing for a founder collecting from customers in the US or Europe who expect to pay a US business.
International clients want to pay a US entity
US procurement teams, marketplaces and affiliate programmes are built around paying a US company with an EIN and a W-9. For agencies and freelancers billing US clients, that is a recurring point of friction a US LLC removes.
The solution
What a US LLC gives Filipino founders.
1
Stripe becomes available on standard terms
Stripe supports US businesses holding an EIN through normal self-serve signup. A Wyoming LLC with an EIN is the ordinary, legitimate route Filipino founders use to reach it — a real US company you own.
2
BSP explicitly supports outward investment
The BSP Manual of Regulations on Foreign Exchange Transactions states the BSP supports residents' legitimate outward investments, and residents may invest offshore without prior BSP approval when funding from their own foreign-currency sources. Unlike some countries, the constraint here is commercial rather than regulatory — that is a genuinely favourable starting position.
3
$100 to form, $60 a year to maintain
Wyoming charges $100 to file Articles of Organization and $60 a year for the annual report (or $0.0002 per dollar of Wyoming-based assets, whichever is greater), with no state income tax.
The Philippines has one of the largest outsourcing, agency and freelance sectors in the world, and a growing base of founders building products rather than selling hours. The pattern is consistent: the customers are American, the invoices are in dollars, and the local payment stack is designed around peso settlement. The regulatory position is comparatively open — BSP permits outward investment — so the barrier here is genuinely infrastructural rather than legal.
Pricing
Packages built for Filipino founders.
One-time service fee. State filing fees are separate and shown at checkout.
Most popular
Growth
$249+ state fees
Most popular for founders who need everything to run correctly from day one.
- Everything in Starter
- EIN included — unlocks Stripe & US banking
- Registered Agent (1 year)
- Operating Agreement template
- Wyoming or Delaware recommended
Complete
$499+ state fees
For founders who want full setup, compliance monitoring, and priority support.
- Everything in Growth
- Annual compliance monitoring
- Compliance task reminders
- Priority founder support
- Business banking guidance
FAQ
Questions from Filipino founders.
Specific answers for founders forming a US LLC from Philippines.
View full pricing →Can a Filipino resident own a US LLC?
Yes, and the Philippine position is more permissive than many countries. The BSP's foreign exchange manual states it supports residents' legitimate outward investments, and residents may invest offshore without prior BSP approval when funded from their own foreign-currency sources. Registration with the BSP is optional and matters mainly if you later want to buy foreign currency from Philippine banks to fund the investment.
Which US banks accept Filipino founders?
We checked the providers' own pages directly in July 2026. Mercury lists the Philippines among countries it will not open accounts for founders living in — that applies to your residence even if the company is American. Relay does accept US entities with owners based outside the US and does not list the Philippines as prohibited. Wise allows Philippine residents to hold balances, and Payoneer serves the Philippines. Provider policies change without notice, so verify before you rely on any of this.
Will a US LLC give me a Stripe account?
A Wyoming LLC with an EIN meets Stripe's requirement for a US business entity, which is what makes an account possible. Stripe underwrites each account on its own terms and can decline, so the LLC removes the structural blocker rather than guaranteeing approval.
Is there a limit on how much foreign currency I can buy?
Purchases of foreign currency from Philippine banks are subject to documentation thresholds set out in the BSP foreign exchange manual, with heavier documentation required above the daily limits for individuals and corporates. Those figures have been amended several times in recent years, so check the current manual rather than relying on figures quoted on formation sites — including older ones that still cite superseded circulars.
How long does formation take?
Wyoming typically processes LLC filings in one to three business days after submission. The EIN follows by fax or mail, since the IRS online application is not available to applicants whose principal place of business is outside the US.
Do I need to understand US legal paperwork?
No. RazorFile keeps the process plain-language and organised so you know what is needed, what is paid, and what happens next at every stage of your order.
What is a Registered Agent and do I need one?
A Registered Agent is required for every US LLC, regardless of where you live. They receive official government and legal correspondence on your company's behalf at a physical address in your formation state. RazorFile provides this service.
Going deeper on Philippines
Provider-by-provider detail, checked against each company's own published country list rather than a competitor's summary.
US banking
Which US banks actually accept Filipino founders?
Mercury excludes the Philippines, but Relay and Wise do not. Here is what a Filipino founder with a US LLC can actually open, verified against each provider's list.
Verified 2026-07-28
Stripe access
Is Stripe available in the Philippines?
The Philippines is absent from Stripe's country page entirely. Several formation services claim otherwise, citing a Stripe legal page from 2017.
Verified 2026-07-28
Tax position
How is a US LLC taxed for a Filipino founder?
The Philippines has a US tax treaty and BSP supports outward investment. Here is the structural position for a Filipino founder with a US LLC.
Verified 2026-07-28
RazorFile guides for founders in other countries
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Ready to form your US LLC from Philippines?
Start with a simple package, add only what you need, and complete checkout in one guided flow. No charge until you confirm payment.