RazorFileRazorFile

About

US company formation for global founders

RazorFile was built by founders who ran into the same wall — great products, global customers, but no way to accept US payments or open a US bank account without travelling to the US. We fixed that.

48 hrs

Average time to file

1–3 days

Wyoming state processing

100%

Remote — no embassy visit

$100

Wyoming state fee, shown upfront

Mission

Every founder deserves access to the US market

A US LLC opens doors: Stripe US processing, Mercury business banking, US client contracts, PayPal Business, and App Store billing — all require a US legal entity. For non-US founders, getting that entity has historically meant expensive lawyers, slow filing services, or risky DIY attempts.

RazorFile makes the process fast, transparent, and fully remote. We handle the filing, Registered Agent, EIN, and Operating Agreement — everything you need to go from "idea" to "operational US company" in under a week.

Registered, not just claimed

Two facts about RazorFile as a company, not just as a website:

India

Registered as an MSME under the Udyam scheme

A real, government-issued registration (Ministry of MSME, Government of India), checkable on the official Udyam portal.

United States

Operates RazorFile LLC

We formed our own US company the same way we form yours — the same product, used on ourselves.

Want to verify either registration before paying? Message us on WhatsApp and we'll share the specific registration details directly.

Values

How we work

Transparency first

We separate the government fee from our service fee on every order page — no bundles, no surprises. You always know exactly what you're paying and why.

Built for the world

The US banking system was not designed for international founders. We built RazorFile specifically to close that gap — from EIN guidance to Registered Agent to Operating Agreement.

Speed over ceremony

We file within 24 hours of receiving a complete order. What happens next is the state's timetable, not ours: Colorado and Virginia accept online filings in the same session, Wyoming and Delaware run 1–3 business days, and North Carolina publishes a 15–20 business day turnaround. We quote the state's own figure rather than the one that flatters us.

Founder-grade support

We are founders too. When you email us, you get a real answer — not a scripted response or a ticket queue. We aim to respond to every inquiry within one business day.

Transparency

What RazorFile is not

  • Not a law firm. We are a software and operations company. We do not provide legal or tax advice. For legal questions, consult a licensed US attorney.
  • Not affiliated with Stripe or Mercury. We help you form the legal entity that makes you eligible to apply for Stripe and Mercury accounts. Approval is subject to their own verification processes.
  • Not a subscription. You pay once for formation. No monthly fees, no annual renewal fees (other than state-required annual report fees, where applicable).

What we will not do

A formation service is easy to sell by leaving things out. These are the limits we would rather state here than have you discover after paying.

We do not give legal or tax advice
RazorFile files companies. We are not a law firm, not accountants and not tax advisers. A foreign-owned single-member LLC generally has to file Form 5472 with a pro-forma Form 1120 even in a year with no revenue, and the IRS penalty starts at $25,000 — that work belongs with a qualified accountant, and we will say so rather than take the engagement.
We do not promise tax savings
Whether a US LLC lowers your tax depends on where you are resident and on rules we are not qualified to interpret. Any service that promises savings without reviewing your situation is selling something it cannot deliver.
We do not guarantee bank or Stripe approval
Mercury, Relay and Wise each publish country lists that exclude founders in several of the markets we serve, and those lists change without notice. Stripe underwrites every account on its own terms. We give you a correctly formed company and an EIN, which is what they ask for; the decision stays theirs.
We do not sell filings you do not need
FinCEN's interim final rule of 21 March 2025 exempted entities formed in the United States from beneficial ownership reporting. We used to list a $49 BOI filing; it is now marked not required, and the page explains why. Where a state charge is genuinely unavoidable we show it as a separate line at cost, never marked up.

Questions?

Email us at [email protected]. We respond within one business day.